Why People Failed to Plan

"I don't have enough money now to do the things I want to do. I'll have less if contribute some of it to a retirement plan."

Nobody plan to fail; they fail to plan. You buy the books, you read the books, and then you get stuck. You need to get over that next hurdle, and that's the action part. Occasionally, you need a boot in the butt to get there.

Below are some excuses why people fail to plan. See whether you can see yourself in any of these:

• "I don't have enough money now to do the things I want to do. I'll have less if contribute some of it to a retirement plan."

• "It's not my responsibility to take care of this financial stuff. It's my my parent's, my employer's, my partner's, or Uncle Sam's."

• "I am planning on receiving an inheritance, so I don't need to plan."

• "I am going to wait until I find the right guy before I start this financial stuff."

Have you ever found yourself making any of these excuses? It is so easy to procrastinate. Procrastination is the biggest obstacle you will face: your inability to get started or always thinking you have tomorrow to do it. Remember what your mother used to say about the road to hell being paved with good intentions. She was fight! We're all guilty of it because it does take work and effort to plan.